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The *Algemene Ouderdomswet (AOW)* is the state pension. **Old-Age Pension (AOW)**, or *Algemene Ouderdomswet*, is the cornerstone of the national insurance schemes in the Netherlands, providing a basic state pension to all residents who have reached the statutory retirement age. The AOW aims to ensure financial security for elderly individuals, offering a regular income to cover their basic living expenses. Eligibility for AOW is primarily based on residency in the Netherlands and having contributed to the scheme over the years. induction fgei cg gov pk sign up Individuals accrue pension rights for each year they reside in the Netherlands between the ages of 15 and the retirement age, with full pension entitlement requiring a continuous period of contributions. The amount of AOW pension received depends on the individual's living situation, such as whether they are single, married, or cohabiting. The AOW system is designed to be universal and equitable, providing a foundational level of retirement income for all residents, thereby reducing old-age poverty and promoting social well-being.
